Personal Banking

Get an amazing interest rate of 5.25% per month on new funds with the eSave Account.

Reach your savings goals faster with the one of the best savings rates. Earn 9.25% interest per month on new funds deposited in your eSave Account from 1 May 2024 to 30 November 2025. If you don't have an account with Equinox, you can open one instantly through the Mobile app or Online Banking.

solutions not found
mask shape
Not found

Fund Transfer

Bank fund transfer refers to the process of moving money from one bank account to another. This can be done through various means, including online banking, mobile banking apps, wire transfers,

Not found

Personal Loan

Don't close yourself off from achieving your financial goals. Discover our personal loan options and find the one that suits your needs, be it a wedding, house rent, bills, home improvement, travel, or a large expense. Apply for Equinox personal loan today!

Not found

Invest & Grow your wealth.

Our portfolios investment funds will mostly invest in or gain exposure to fixed income securities, company shares and alternatives including real estate, cryptocurrency, private equity and commodities. Planning ahead can seem like a chore. But it's the surest way to set yourself up for financial freedom.. Our financial planning service offers investment support to help you on your way.

shape not found
All Plans

Our Plans

Investment

Starter

$300 / 30 Days
  • Interest Rate : 29%
  • Number of Installments : 1
  • Per Installment : $300
  • Duration : 30 Days
  • All Deposits : $300.00
  • Final Maturity : $387.00
Investment

Platinum

$1000 / 14 Days
  • Interest Rate : 39%
  • Number of Installments : 1
  • Per Installment : $1000
  • Duration : 14 Days
  • All Deposits : $1000.00
  • Final Maturity : $1390.00
Investment

Gold

$5000 / 7 Days
  • Interest Rate : 46%
  • Number of Installments : 1
  • Per Installment : $5000
  • Duration : 7 Days
  • All Deposits : $5000.00
  • Final Maturity : $7300.00
Investment

Starter

14.99% / 14 Days
  • Lock In Period : 90 Days
  • Get Profit Every : 14 Days
  • Profit Rate : 14.99%
  • Minimum Investment : $1000.00
  • Miximum Investment : $10000.00
  • Compounding : Yes
  • Cancel In : 30 Days
Investment

Platinum

18.99% / 3 Days
  • Lock In Period : 180 Days
  • Get Profit Every : 3 Days
  • Profit Rate : 18.99%
  • Minimum Investment : $2500.00
  • Miximum Investment : $15000.00
  • Compounding : Yes
  • Cancel In : Anytime

Emergency Loan

9% / 30 Days
  • Minimum Loan : $5000.00
  • Miximum Loan : $25000.00
  • Installment Rate : 9%
  • Duration : 30 Days
  • Total Installment : 12
Testimonials

Trustworthy Feedback From Our Customers

I’ve been with First Equinox for over 20 years and have enjoyed the opportunity to walk in and get a loan because of my loyalty to this Equinox. It has been here for me during my hardest times. Being retired now, they are still here for me and I appreciate that even more.

image not found

John Doe

Data Analyst at Walmart

I have used First Equinox for many years and would not consider doing business elsewhere. Personnel is always professional and prompt with any applications or requests. Banking needs and vehicle loans are processed quickly and with ease, and rates are always competitive.

image not found

Donald Roman

Truck Driver

This Equinox has been a god sent for me ever since they opened up an account for me. I appreciate all they do for me. They are friendly, courteous, kind, and professional.

image not found

Angel Rose

Sales Manager

Faq Questions

Explore Your Questions.

faq thumb bot found faq thumb bot found

Yes, you are eligible to loan up to $25,000.

Click the "Create Account" button at the top to open an eSave account online. Additionally, you can contact our support team 24/7 to assist you.

Yes, funds on deposit at First Equinox are FDIC-insured up to the maximum amount allowed by law

ANSWER: CDs are a type of savings account that offer maximum security of principal—FDIC insured up to applicable limits—and a guaranteed rate of return. They offer fixed term lengths, a fixed date of withdrawal, and fixed interest rates that are usually higher than a savings or money market account.

There's a variety of ways to add money to your account, depending on the currency and account type.

There's a variety of ways to withdraw money from your account, depending on the currency and payment method you want to use.

faq shape not found